The more that I think about how long the people stayed at my house earlier--at least 30 minutes by my count--the more nervous I get. I'm trying not to get my hopes up about the time frame. For all I know, I was the last house on the list, and they were just using my nice, clean living room as a place to regroup and talk about the ones they really liked. Nevertheless, I can't stop myself from thinking, "They could make an offer."Even if they do make an offer, I still can't jump for joy. Because I'm trying to go the short sale route, any potential buyer and offer has to be approved by both Chase and HUD. Then comes the financing part. From all that I have seen on the news, you pretty much have to have perfect credit these days to get financing for anything--a house, a car, even an ice cream cone at Baskin Robbins. Even with perfect credit, how do you know where to go, when there are so many mortgage companies out there?
They could go to Amerisave. Amerisave is one of the U.S.'s largest online mortgage companies. What sets it apart from the other online mortgage companies is its low price guarantee. Amerisave promises that, if your combination of closing costs and interest rate isn't the lowest available on the mortgage market at the time of closing, it will pay you $300. Amerisave also recognizes that the whole home-buying process can be confusing for consumers, both new homeowners and repeat buyers alike. As such, Amerisave tries to educate consumers about the process by providing numerous articles on loans, homeowner's insurance, and selling a home on its web site. Understanding the issues surrounding comparing home mortgage loan rates and other mortgage concerns is what Amerisave mortgage company wants to help their clients with. Know more about Amerisave's profile through the company profile page.
Hopefully, whoever they go to will be legitimate and on Chase's and HUD's approved lender list, assuming that there is such a thing. I'm not sure if they have to approve the lender as well or if the buyers just have to prove to them that they have obtained the financing. I'm told something different every time I call. At one point, I was even told that no one in that department would talk to me; they would only talk to my real estate agent, but that's the topic of a whole other post.
I know that I shouldn't speculate at this point. Right now it's just putting the cart before the horse. At least I might finally be seeing the horse's tail. It's more than I have been seeing in the last few months. I just hope that tonight's drama wasn't all for nothing and the horse's tail was simply hiding a big pile of horse poo about to fall at my feet.
