Sunday, December 14, 2008

Speaking of Giving Up...

I'm also about to give up on two other things:

1. Getting rid of the dogs' fleas. I was going to buy Biospot the other day from Petsmart because I had a $5 off coupon, but even with the coupon it was going to cost me $13.99 plus tax. I looked at all the boxes in the store and found that Zodiac Spot-on had the exact same ingredients at the exact same percentage for only $9.99. After much internal discussion--I'm not quite to the point of talking to myself externally, at least not much anyway, while shopping--I went with the Zodiac.

The product seemed promising at first. It didn't cause Bailey to freak out like the Sentry XFC did, and I definitely saw less fleas on both dogs the next morning, but by yesterday afternoon the fleas were back again. Great...

I have sprayed and vacuumed this house about three times now, have bathed the dogs several times, and am currently washing everything in site. My mom asked me when I'm coming home for Christmas. I answered, "When are you going to spray the house and buy some Frontline or Advantage?" Her response: "As soon as I can." Well, Mom, there's your answer as well. Meanwhile, guess what I'm asking Santa to bring me for Christmas?

2. Selling this house. I got my real estate agent to reduce the sale price another $5000 Friday, and here I am on a Sunday night, and not a darn person has shown up. On top of that, Chase told me that HUD is unlikely to approve a short sale, should someone even make an offer, because of the mortgage insurance that I've been paying as part of my FHA loan. The guy said that HUD or the federal government or whoever would make more if my house went into foreclosure because it's insured at 80 percent of what I owe, or 80 percent of what I paid for it, I'm not sure which. Meanwhile, if they accept a short sale, they'll be making less than 80 percent. I don't know if that's true or not. I'm told something different every time I call, but it's depressing as hell. I can't sell it for what I owe or for 80 percent of what I owe because it's no longer worth that much, but I can't sell it for less unless I want to magically come up with the difference. So what am I supposed to do then, live here for another five or ten years and hope the market goes back up?

All I can say on both accounts is a loud, "Ugh!" Okay, I can say a lot worse than that, but they're all "bad words," as my nephew would say.

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